Connecticut Bankruptcy Laws

Connecticut Bankruptcy Facts for Chapter 7 and Chapter 13

If you a Connecticut resident and are thinking of filing for bankruptcy a Connecticut bankruptcy attorney thoroughly review all of your options.

Find out, with the help of a Connecticut bankruptcy attorney, whether filing Chapter 7 or Chapter 13 bankruptcy is right for you.

For an appointment with a local Connecticut bankruptcy attorney just fill out the form on this page.

Fill out our 10-second application form and have one of our attorneys contact you!

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Connecticut Bankruptcy Laws

In your initial consultation with your Connecticut bankruptcy attorney you will learn all of the important differences from Chapter 7 and Chapter 13 bankruptcy.

Within this consultation your bankruptcy attorney in Connecticut will ask you many personal finance questions or provide you with a profile sheet to list specific details regarding your finances.   The answers you provide should assist you and your attorney in deciding if filing Chapter 7 or Chapter 13 bankruptcy is appropriate for you.

Chapter 7 bankruptcy is usually called liquidation as the bankruptcy trustee may opt to sell or auction non-exempted property (see State Exemptions list below).

However, in the majority of Chapter 7 bankruptcy cases, the debtor filing bankruptcy owns no non-exempt property, so this would not apply to the majority of bankruptcy filings. Provided you do not own much property or have many assets Chapter 7 bankruptcy may be the best choice since you would be allowed to discharge most of your unsecured debt.

Before filing Chapter 7 bankruptcy please discuss your situation with a Connecticut bankruptcy attorney to determine exactly how much property may be exempt from liquidation.

Connecticut State Exemptions

Homestead

Real property up to $75,000.

Wages

Up to 75 percent of disposable earnings.

Automobiles

Up to $3,500 for an automobile.

Personal Property

1. 1. Necessary apparel, bedding, foodstuffs, household furniture and appliances, wedding and engagement rings, and hearing aids are all 100 percent exempt.
2. 2. Necessary tools, books, instruments, farm animals and livestock feed are 100 percent exempt.

Chapter 13 Bankruptcy is often called “reorganization”. Those filing Chapter 13 may own more property and by filing Chapter 13 may also retain the majority of their assets.

In Chapter 13 bankruptcy, the debtor draws up a proposal for a repayment plan for a term of 3 to 5 years, which must be approved by a bankruptcy court. This installment plan allows the debtor to repay outstanding bills.

Speak With a Connecticut Bankruptcy Attorney Today

If you have ever considered filing bankruptcy in Connecticut you may not know where to begin or simply feel burdened by the state specific bankruptcy laws.

To resolve any concerns about the bankruptcy laws, a Connecticut bankruptcy attorney will be able to walk you through the bankruptcy process in everyday terms. When you consult a Connecticut bankruptcy attorney you will also be able to have many of your questions and concerns answered during the initial consultation.

We take the ambiguity out of finding a good Connecticut bankruptcy attorney. Just complete our free bankruptcy questionnaire on this page and we will connect you with a Connecticut bankruptcy attorney in your area.

Note: This is not legal advice. All bankruptcy laws in any state need the consult of a bankruptcy attorney licensed in that state. Consult a local attorney if you are seeking legal advice. Some or all bankruptcy laws may have changed since this page was created.

Bankruptcy attorneys are available in the following Connecticut cities:

A A R P PHARMACY, ABINGTON, ACCR A DATA, ADVERTISING DISTR CO, AETNA INSURANCE, AETNA LIFE, ALLSTATE, ANSONIA, ASHFORD, AVON, BALLOUVILLE, BALTIC, BANK OF AMERICA, BEACON FALLS, BERLIN, BETHANY, BISHOPS COR, BLOOMFIELD, BLOOMINGDALES BY MAIL LTD, BOZRAH, BRANFORD, BRIDGEPORT, BRISTOL, BROAD BROOK, BROOKLYN, BUREAU BUSINESS PRACTICE, BURLINGTON, C T MUTUAL INSURANCE CO, CANTERBURY, CANTON, CANTON CENTER, CENTERBROOK, CENTRAL VILLAGECENTRAL VLG, CHAPLIN, CHESHIRE, CHESTER, CLINTON, COBALT, COLCHESTER, COLLINSVILLE, CONN BANK & TRUST CO, CROMWELL, CT DEPT OF MOTOR VEHICLES, CT GEN MED CLAIMS OFFICE, DANIELSON, DARIEN, DAYVILLE, DEEP RIVER, DERBY, DURHAM, E GLASTONBURY, E HARTFORD, E WINDSOR HL, E WOODSTOCK, EAST BERLIN, EAST GRANBY, EAST HADDAM, EAST HAMPTON, EAST HARTFORD, EAST HARTLAND, EAST HAVEN, EAST LYME, EAST WINDSOR, EASTFORD, EASTON, ELMWOOD, ENFIELD, ESSEX, FABYAN, FAIRFIELD, FARMINGTON, FLEET BANK, FLEET BANK CO, FOSDICK CORP, GALES FERRY, GILMAN, GLASTONBURY, GRANBY, GROSVENOR DALEGROSVENOR DL , GROTON, GUILFORD, HADDAM, HADLYME, HAMDEN, HAMPTON, HANOVER, HARTFORD, HARWINTON, HIGGANUM, INTERNATIONAL MASTERS PUB, IVORYTON, J C PENNEY CO, JEWETT CITY, KILLINGWORTH, LAKESIDE, LEBANON, LEDYARD, LITCHFIELD, MADISON, MANCHESTER, MARION, MARLBOROUGH, MCDOUGAL CORRECTIONAL FCLTY, MERIDEN, MIDDLE HADDAM, MIDDLEBURY, MIDDLEFIELD, MIDDLETOWN, MILFORD, MILLDALE, MONROE, MONTVILLE, MOODUS, MOOSUP, MYSTIC, N HAVEN, N WESTCHESTER, NAUGATUCK, NEW BRITAIN, NEW CANAAN, NEW HAVEN, NEW LONDON, NEWINGTON, NIANTIC, NORTH BRANFORD, NORTH CANTON, NORTH FRANKLIN, NORTH GRANBY, NORTH GROSVENORDALE, NORTH HAVEN, NORTH STONINGTON, NORTH WINDHAM, NORTHEAST AREA, NORTHFIELD, NORTHFORD, NORWALK, NORWICH, OAKDALE, OAKVILLE, OLD LYME, OLD MYSTIC, OLD SAYBROOK, ONECO, ORANGE, OXFORD, PAWCATUCK, PEQUABUCK, PLAINFIELD, PLAINVILLE, PLANTSVILLE, PLYMOUTH, POMFRET, POMFRET CENTER, POQUONOCK, PORTLAND, PRESTON, PROMOTIONAL DEV INC, PROSPECT, PUTNAM, QUAKER HILL, QUINEBAUG, ROCKFALL, ROCKY HILL, ROGERS, S WOODSTOCK, SALEM, SCOTLAND, SEYMOUR, SHELTON, SIMSBURY, SOUTH BRITAIN, SOUTH GLASTONBURY, SOUTH LYME, SOUTH WINDHAM, SOUTH WINDSOR, SOUTHBURY, SOUTHINGTON, SOUTHPORT, STERLING, STONINGTON, STRATFORD, SUFFIELD, TAFTVILLE, TARIFFVILLE, TERRYVILLE, THOMASTON, THOMPSON, TRUMBULL, UNCASVILLE, UNIONVILLE, VERSAILLES, VOLUNTOWN, WALLINGFORD, WATERBURY, WATERFORD, WATERTOWN, WAUREGAN, WEATOGUE, WEBSTERS UNIFIED, WEST GRANBY, WEST HARTFORD, WEST HARTLAND, WEST HAVEN, WEST SIMSBURY, WEST SUFFIELD, WESTBROOK, WESTON, WESTPORT, WETHERSFIELD, WILLIMANTIC, WILTON, WINDHAM, WINDSOR, WINDSOR LOCKS, WOLCOTT, WOODBRIDGE, WOODSTOCK, WOODSTOCK VALLEY, YANTIC