North Dakota Bankruptcy Laws

Find a North Dakota Bankruptcy Attorney

If you live in North Dakota and are thinking of filing bankruptcy a North Dakota bankruptcy attorney will examine all of your options with you.

Determine, with the help of a North Dakota bankruptcy attorney, whether filing Chapter 7 or Chapter 13 bankruptcy is the right option for you.

For an appointment with a local North Dakota bankruptcy attorney simply fill out the form on this page.

Bankruptcy Law and North Dakota Exemptions

In your opening meeting with your North Dakota bankruptcy attorney you will go over all of the main differences from Chapter 7 and Chapter 13 bankruptcy.

During this contact your North Dakota bankruptcy attorney will ask you many personal finance questions or provide you with a profile sheet to list certain financial details. Your given answers will assist you and your attorney in deciding if filing Chapter 7 or Chapter 13 bankruptcy is the correct step for you.

Chapter 7 bankruptcy is normally called liquidation as the bankruptcy trustee may opt to sell or auction non-exempted property (see State Exemptions list below).

As a rule, in most of Chapter 7 bankruptcy cases, the person filing bankruptcy does not own non-exempt property, so this would not apply to the majority of filings. If you do not own much property or have many assets Chapter 7 bankruptcy may be the best choice, as you are allowed to discharge most unsecured debt.

Prior to filing Chapter 7 bankruptcy please go over your situation with a North Dakota bankruptcy attorney to determine exactly how much property may be exempt from liquidation.

North Dakota State Exemptions

Homestead

Up to $100,000 worth of real estate.

Wages

75 percent of weekly earnings.

Automobiles

One vehicle worth up to $1,295.

Personal Property

1. All family pictures.
2. One church pew and a burial plot or plots.
3. A family Bible and family books.
4. Clothing.
5. Food and fuel for one year.
6. Crops and grain.
7. Up to $7,500 worth of all other personal property, including money, for the head of the household.

Chapter 13 Bankruptcy is also considered “reorganization”. Those filing Chapter 13 may own more property and by filing Chapter 13 may also retain most of their assets.

In Chapter 13 bankruptcy, the individual prepares a proposal for a repayment plan for a term of 3 to 5 years, which must be approved by a bankruptcy court. This agreement allows the person to pay back outstanding bills.

Speak With a North Dakota Bankruptcy Attorney Today

Have you ever contemplated filing bankruptcy in North Dakota but have not because you did not know where to start or felt the process was too tedious for you?

To hear all concerns about bankruptcy laws, a North Dakota bankruptcy attorney will be able to walk you through the bankruptcy process in common sense terms. When you visit with a North Dakota bankruptcy attorney you will also be able to have many of your questions and concerns answered in the first visit.

Let go of the hassle of finding a North Dakota bankruptcy attorney. Just complete our bankruptcy questionnaire on this page and we will direct you to a North Dakota bankruptcy attorney in your area.

Note: This is not legal advice. All bankruptcy laws in any state need the consult of a bankruptcy attorney licensed in that state. Consult a local attorney if you are seeking legal advice. Some or all bankruptcy laws may have changed since this page was created.

North Dakota Bankruptcy Attorneys are located in the following areas:

ABERCROMBIE, ABSARAKA, ADAMS, AGATE, ALAMO, ALEXANDER, ALMONT, ALSEN, AMBROSE, AMENIA, AMIDON, ANAMOOSE, ANETA, ANTLER, ARGUSVILLE, ARNEGARD, ARTHUR, ARVILLA, ASHLEY, AYR, BALDWIN, BALFOUR, BALTA, BANK OF THE WEST, BANTRY, BARNEY, BATHGATE, BEACH, BELCOURT, BELFIELD, BENEDICT, BERLIN, BERTHOLD, BEULAH, BINFORD, BISBEE, BISMARCK, BLANCHARD, BLUE CROSS, BOTTINEAU, BOWBELLS, BOWDON, BOWMAN, BRADDOCK, BROCKET, BUCHANAN, BUFFALO, BURLINGTON, BUTTE, BUXTON, CALEDONIA, CALVIN, CANDO, CANNON BALL, CARPIO, CARRINGTON, CARSON, CARTWRIGHT, CASSELTON, CATHAY, CAVALIER, CAYUGA, CENTER, CHASELEY, CHRISTINE, CHURCHS FERRY, CLEVELAND, CLIFFORD, COGSWELL, COLEHARBOR, COLFAX, COLUMBUS, COOPERSTOWN, COURTENAY, CRARY, CROSBY, CRYSTAL, CUMMINGS, DAHLEN, DAVENPORT, DAWSON, DAZEY, DEERING, DENHOFF, DES LACS, DEVILS LAKE, DICKEY, DICKINSON, DODGE, DONNYBROOK, DOUGLAS, DRAKE, DRAYTON, DRISCOLL, DUNN CENTER, DUNSEITH, EDGELEY, EDINBURG, EDMORE, EGELAND, ELGIN, ELLENDALE, EMERADO, ENDERLIN, EPPING, ERIE, ESMOND, FAIRDALE, FAIRFIELD, FAIRMOUNT, FARGO, FESSENDEN, FINGAL, FINLEY, FLASHER, FLAXTON, FORBES, FORDVILLE, FOREST RIVER, FORMAN, FORT RANSOM, FORT TOTTEN, FORT YATES, FORTUNA, FREDONIA, FULLERTON, GACKLE, GALESBURG, GARDNER, GARRISON, GFAFB POSTAL SERVICE CENTER, GILBY, GLADSTONE, GLASSTON, GLEN ULLIN, GLENBURN, GLENFIELD, GOLDEN VALLEY, GOLVA, GOODRICH, GRACE CITY, GRAFTON, GRAND FORKS, GRAND FORKS AFB, GRANDIN, GRANVILLE, GRASSY BUTTE, GRENORA, GWINNER, HAGUE, HALLIDAY, HAMILTON, HAMPDEN, HANKINSON, HANNAFORD, HANNAH, HANSBORO, HARVEY, HARWOOD, HATTON, HAVANA, HAZELTON, HAZEN, HEBRON, HENSEL, HETTINGER, HILLSBORO, HOOPLE, HOPE, HORACE, HUNTER, HURDSFIELD, INKSTER, JAMESTOWN, JESSIE, JUD, KARLSRUHE, KATHRYN, KEENE, KENMARE, KENSAL, KILLDEER, KINDRED, KINTYRE, KNOX, KRAMER, KULM, LAKOTA, LAMOURE, LANGDON, LANKIN, LANSFORD, LARIMORE, LAWTON, LEEDS, LEFOR, LEHR, LEONARD, LIDGERWOOD, LIGNITE, LINTON, LISBON, LITCHVILLE, LUVERNE, MADDOCK, MAIDA, MAKOTI, MANDAN, MANDAREE, MANNING, MANTADOR, MANVEL, MAPLETON, MARION, MARMARTH, MARSHALL, MARTIN, MAX, MAXBASS, MAYVILLE, MCCLUSKY, MCGREGOR, MCHENRY, MCLEOD, MCVILLE, MEDINA, MEDORA, MEKINOCK, MENOKEN, MERCER, MICHIGAN, MILNOR, MILTON, MINNEWAUKAN, MINOT, MINOT AFB, MINTO, MOFFIT, MOHALL, MONTPELIER, MOORETON, MOTT, MOUNTAIN, MUNICH, MYLO, NAPOLEON, ND STATECOLL OF SCI, NECHE, NEKOMA, NEW ENGLAND, NEW LEIPZIG, NEW ROCKFORD, NEW SALEM, NEW TOWN, NEWBURG, NIAGARA, NOME, NOONAN, NORTHWOOD, NORWICH, OAKES, OBERON, ORISKA, OSNABROCK, PAGE, PALERMO, PARK RIVER, PARSHALL, PEKIN, PEMBINA, PENN, PERTH, PETERSBURG, PETTIBONE, PILLSBURY, PINGREE, PISEK, PLAZA, PORTAL, PORTLAND, POWERS LAKE, RALEIGH, RAY, REEDER, REGAN, REGENT, REYNOLDS, RHAME, RICHARDTON, RIVERDALE, ROBINSON, ROCKLAKE, ROGERS, ROLETTE, ROLLA, ROSEGLEN, ROSS, RUGBY, RUSO, RUTLAND, RYDER, SAINT ANTHONY, SAINT JOHN, SAINT MICHAEL, SAINT THOMAS, SANBORN, SARLES, SAWYER, SCRANTON, SELFRIDGE, SENTINEL BUTTE, SHARON, SHELDON, SHERWOOD, SHEYENNE, SHIELDS, SOLEN, SOURIS, SOUTH HEART, SPIRITWOOD, STANLEY, STANTON, STARKWEATHER, STEELE, STERLING, STIRUM, STRASBURG, STREETER, SURREY, SUTTON, SYKESTON, TAPPEN, TAYLOR, THOMPSON, TIOGA, TOKIO, TOLLEY, TOLNA, TOWER CITY, TOWNER, TRENTON, TURTLE LAKE, TUTTLE, UNDERWOOD, UPHAM, VALLEY CITY, VELVA, VERONA, VOLTAIRE, WAHPETON, WALCOTT, WALES, WALHALLA, WARWICK, WASHBURN, WATFORD CITY, WEBSTER, WEST FARGO, WESTHOPE, WHEATLAND, WHITE EARTH, WILDROSE, WILLISTON, WILLOW CITY, WILTON, WIMBLEDON, WING, WISHEK, WOLFORD, WOODWORTH, WYNDMERE, YORK, YPSILANTI, ZAHL, ZAP, ZEELAND,

Get a Free Assessment today! You have nothing to lose

Fill out our 10-second application form and have one of our attorneys contact you!

First Name		Last Name
Address		City
State	Select State AK AL AR AZ CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VT VA WA WI WV WY	Zip
Phone		Email
Monthly Income	Select Monthly Income $1,000 - $1,999 $2,000 - $3,999 $4,000 - $6,999 $7,000 - $9,999 10,000+	Total Unsecured Debt	Select Unsecured Debt 5,000 - 7,499 7,500 - 9,999 10,000 - 12,499 12,500 - 14,999 15,000 - 17,499 17,500 - 19,999 20,000 - 24,999 25,000 - 29,999 30,000 - 34,999 35,000 - 39,999 40,000 - 44,999 45,000 - 49,999 50,000 - 59,999 60,000 - 69,999 70,000 - 79,999 80,000 - 89,999 90,000 - 99,999 100,000 +
I have read the Privacy Policy & Terms Of Use and agree to be bound by the terms therein.
Note: Mortgage, Car loans and Student loans does not qualify as unsecured debt. ** All Fields are Required