Oregon Bankruptcy Laws

Find an Oregon Bankruptcy Attorney

If you live in Oregon and are thinking of filing bankruptcy an Oregon bankruptcy attorney will go over all of your options with you.

Learn, with the assistance of an Oregon bankruptcy attorney, whether filing Chapter 7 or Chapter 13 bankruptcy is the right choice for you.

For an appointment with a local Oregon bankruptcy attorney simply fill out the form on this page.

Bankruptcy Law and Oregon Exemptions

In your first appointment with your Oregon bankruptcy attorney you will go over all of the main differences from Chapter 7 and Chapter 13 bankruptcy.

In this appointment your Oregon bankruptcy attorney will ask you many personal finance questions or provide you with a profile sheet to list certain financial details. The answers you relay will help you and your attorney in deciding if filing Chapter 7 or Chapter 13 bankruptcy is the correct route for you.

Chapter 7 bankruptcy is also called liquidation as the bankruptcy trustee may choose to sell or auction non-exempted property (see State Exemptions list below).

Moreover, in most of Chapter 7 bankruptcy cases, the person filing bankruptcy does not own non-exempt property, so this would not apply to a large amount of filings. If you do not own much property or have many assets Chapter 7 bankruptcy may be the best choice, as you are allowed to discharge most unsecured debt.

Before you file Chapter 7 bankruptcy please go over your finances with an Oregon bankruptcy attorney to figure out exactly how much property may be exempt from liquidation.

Oregon State Exemptions

Homestead

1. Up to $40,000 worth of a single filer’s property. Or up to $50,000 worth of a residence for joint filers.
2. Up to $20,000 for a mobile home if no ownership of land the mobile home is located on. Up to $27,000 for a mobile home with ownership of land the mobile home is located on.

Wages

1. At least $196 for any period of one week or less.
2. At least $392 for any two-week period.
3. At least $420 for any half-month period.
4. At least $840 for any one-month period.

Automobiles

One vehicle worth up to $3,000.

Personal Property

1. Up to $600 worth of books, pictures and musical instruments.
2. Up to $1,800 worth of clothing, jewelry and other personal items.
3. Up to $3,000 worth of professional tools, books and trade tools.
4. Up to $1,000 worth of domestic animals.
5. Up to $3,000 worth of furniture, household goods, radios, one television set, utensils.
6. All professionally prescribed health aids.

Chapter 13 Bankruptcy is also labeled “reorganization”. Persons filing Chapter 13 may own more property and by filing Chapter 13 may also keep most of their assets.

In Chapter 13 bankruptcy, the debtor prepares a proposal for a repayment plan for a term of 3 to 5 years, which must be approved by a bankruptcy court. This agreement allows the debtor to repay outstanding bills.

Speak With an Oregon Bankruptcy Attorney Today

Have you ever thought of filing bankruptcy in Oregon but have not because you did not know where to start or felt the process was too entailed for you?

To meet all concerns about bankruptcy laws, an Oregon bankruptcy attorney will be able to guide you through the bankruptcy process in common sense terms. When you visit with an Oregon bankruptcy attorney you will also be able to have many of your questions and concerns answered in the first consultation.

Say goodbye to the hassle of finding an Oregon bankruptcy attorney. Just complete our bankruptcy questionnaire on this page and we will direct you to an Oregon bankruptcy attorney in your locality.

Note: This is not legal advice. All bankruptcy laws in any state need the consult of a bankruptcy attorney licensed in that state. Consult a local attorney if you are seeking legal advice. Some or all bankruptcy laws may have changed since this page was created.

Oregon Bankruptcy Attorneys are located in these areas:

ABMPS, ALSEA, ALVADORE, AMITY, ASHWOOD, AT&T, AZALEA, BANKS, BEAVERCREEK, BEAVERTON, BEND, BLACHLY, BLODGETT, BLUE RIVER, BORING, BRIDAL VEIL, BRIGHTWOOD, BROTHERS, BROWNSVILLE, BUXTON, CAMAS VALLEY, CAMP SHERMAN, CANBY, CANYONVILLE, CARLTON, CASCADIA, CEDAR MILL, CHESHIRE, CLACKAMAS, COLTON, CORBETT, CORNELIUS, CORVALLIS, COTTAGE GROVE, CRABTREE, CRAWFORDSVILLE, CRAWFORDSVLLE, CRESWELL, CULP CREEK, CULVER, CURTIN, DAMASCUS, DAYS CREEK, DAYTON, DEADWOOD, DEPOE BAY, DEXTER, DILLARD, DORENA, DRAIN, DUNDEE, EAGLE CREEK, EDDYVILLE, ELKTON, ELMIRA, ESTACADA, EUGENE, FAIRVIEW, FALL CREEK, FLORENCE, FOREST GROVE, FOSTER, GALES CREEK, GARDINER, GASTON, GEN ELECTRIC, GLADSTONE, GLENDALE, GLENEDEN BCH, GLIDE, GOVERNMENT CAMP, GRESHAM, HALSEY, HAPPY VALLEY, HARRISBURG, HILLSBORO, IDLEYLD PARK, JUNCTION CITY, LA PINE, LAFAYETTE, LAKE OSWEGO, LINCOLN CITY, LOGSDEN, LORANE, LOWELL, MADRAS, MANNING, MAPLETON, MARCOLA, MARYLHURST, MCMINNVILLE, MILWAUKIE, MOLALLA, MONROE, MULINO, MYRTLE CREEK, NEOTSU, NEWBERG, NEWPORT, NORTH PLAINS, NOTI, NW NATURAL, OAK GROVE, OAKLAND, OAKRIDGE, OREGON CITY, OTIS, OTTER ROCK, PACIFIC POWER AND LIGHT, PAULINA, PHILOMATH, PLEASANT HILL, PORTLAND, POST, POWELL BUTTE, PRINEVILLE, REDMOND, REEDSPORT, RHODODENDRON, RIDDLE, ROSEBURG, SANDY, SCOTTSBURG, SEAL ROCK, SHEDD, SHERIDAN, SHERWOOD, SILETZ, SISTERS, SOUTH BEACH, SPRINGFIELD, SUTHERLIN, SWEET HOME, SWISSHOME, TENMILE, TERREBONNE, TIDEWATER, TILLER, TIMBER, TOLEDO, TROUTDALE, TUALATIN, UMPQUA, VENETA, VIDA, WALDPORT, WALTERVILLE, WALTON, WARM SPRINGS, WELCHES, WEST LINN, WESTFIR, WESTLAKE, WILBUR, WILLAMINA, WILSONVILLE, WINCHESTER, WINSTON, YACHATS, YAMHILL, YONCALLA

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