Washington Bankruptcy Laws

Find a Washington Bankruptcy Attorney

If you are a Washington resident and are considering filing bankruptcy a Washington bankruptcy attorney will discuss all of your options with you.

See, with the help of a Washington bankruptcy attorney, whether filing Chapter 7 or Chapter 13 bankruptcy is the right path for you.

For a meeting with a local Washington bankruptcy attorney simply fill out the form on this page.

Bankruptcy Law and Washington Exemptions

In your first meeting with your Washington bankruptcy attorney you will go over all of the main differences from Chapter 7 and Chapter 13 bankruptcy.

During this consultation your Washington attorney will ask you many personal finance questions or provide you with a profile sheet to list specific financial details. The answers you give will help you and your attorney in deciding if filing Chapter 7 or Chapter 13 bankruptcy is the appropriate step for you.

Chapter 7 bankruptcy is also known as liquidation as the bankruptcy trustee may choose to sell or auction non-exempted property (see State Exemptions list below).

Moreover, in most of Chapter 7 bankruptcy cases, the person filing bankruptcy does not own non-exempt property, so this would not apply to most filings. If you do not own much property or have many assets Chapter 7 bankruptcy may be the best choice, since you are allowed to discharge most unsecured debt.

Before filing Chapter 7 bankruptcy please review your finances with a Washington bankruptcy attorney to figure out exactly how much property may be exempt from liquidation.

Washington State Exemptions

Homestead

1. Up to $125,000 worth of land, mobile homes and improvements.
2. Or, up to $15,000 of other personal property.

Wages

75 percent of your disposable income.

Automobiles

1. One motor vehicle worth up to $2,500 for a single adult.
2. For a married couple, up to $5,000 worth of multiple vehicles.

Personal Property

1. Up to $1,000 worth of clothing and jewelry.
2. Up to $1,500 worth of private libraries.
3. 100 percent of family picture and keepsakes.
4. For single adults, up to $2,700 worth of household good, appliances, furniture, home/yard equipment.
5. For married couples, up to $5,400 worth of household good, appliances, furniture, home/yard equipment.
6. Up to $2,000 of miscellaneous personal property, of which no more than $200 can be cash and no more than $200 can be bank accounts or other securities.

Chapter 13 Bankruptcy is also known as “reorganization”. Persons filing Chapter 13 may own more property and by filing Chapter 13 may also keep most of their assets.

In Chapter 13 bankruptcy, the filer prepares a proposal for a repayment plan for a term of 3 to 5 years, which must be approved by a bankruptcy court. This agreement allows the debtor to repay existing bills.

Speak With a Washington Bankruptcy Attorney Today

Have you ever pondered on filing bankruptcy in Washington but have not because you did not know where to start or felt the process was too detailed for you?

To lighten your anxiety about bankruptcy laws, a Washington bankruptcy attorney will be able to help you through the bankruptcy process in common sense terms. When you visit with a Washington bankruptcy attorney you will also be able to have many of your questions and concerns answered in the first consultation.

Be rid of the aggravation out of finding a Washington bankruptcy attorney your self. Just fill out our bankruptcy questionnaire on this page and we will direct you to a Washington bankruptcy attorney in your area.

Note: This is not legal advice. All bankruptcy laws in any state need the consult of a bankruptcy attorney licensed in that state. Consult a local attorney if you are seeking legal advice. Some or all bankruptcy laws may have changed.

Washington Bankruptcy Attorneys are located in these areas:

ABMPS, AGATE BEACH, ALBION, ALMIRA, AMBOY, ARDENVOIR, ARIEL, AUBURN, BAINBRIDGE ISLAND, BARING, BATTLE GROUND, BEAVER, BELLEVUE, BELMONT, BENGE, BENTON CITY, BEVERLY, BLACK DIAMOND, BONNEY LAKE, BOTHELL, BREMERTON, BREWSTER, BRIDGEPORT, BRINNON, BRUSH PRAIRIE, BUCODA, BURLEY, CAMAS, CARLSBORG, CARLTON, CARNATION, CARROLLS, CASHMERE, CASTLE ROCK, CHELAN, CHELAN FALLS, CHIMACUM, CLALLAM BAY, COLFAX, COLTON, CONCONULLY, CONNELL, COUGAR, COULEE CITY, COULEE DAM, CRESTON, CURLEW, DANVILLE, DAVENPORT, DRYDEN, EAST OLYMPIA, EAST WENATCHEE, EDMONDS, EDWALL, ELECTRIC CITY, ELMER CITY, ELTOPIA, ENDICOTT, ENTIAT, EPHRATA, EVERETT, EVERGREEN STATE COLLEGE, FALL CITY, FARMINGTON, FEDERAL WAY, FIRM BRM, FORKS, GARFIELD, GEORGE, GRAND COULEE, HANSVILLE, HARRINGTON, HARTLINE, HAY, HEISSON, HOBART, HOOPER, INCHELIUM, INDIANOLA, ISSAQUAH, KAHLOTUS, KALAMA, KELLER, KELSO, KENMORE, KETTLE FALLS, KEYPORT, KINGSTON, KIRKLAND, LA CENTER, LA PUSH, LACEY, LACROSSE, LAMONA, LAMONT, LAURIER, LEAVENWORTH, LINCOLN, LIND, LITTLEROCK, LONGVIEW, LOOMIS, LYNNWOOD, MALAGA, MALDEN, MALO, MALOTT, MANCHESTER, MANITOU BEACH, MANSFIELD, MANSON, MAPLE VALLEY, MARLIN, MATTAWA, MAZAMA, MEDINA, MERCER ISLAND, MESA, METHOW, MOHLER, MONITOR, MOSES LAKE, MOUNTLAKE TERRACE, MUKILTEO, NEAH BAY, NESPELEM, NORDLAND, NORTH BEND, OAKESDALE, ODESSA, OKANOGAN, OLALLA, OLYMPIA, OMAK, ORIENT, ORONDO, OROVILLE, OTHELLO, PALISADES, PALOUSE, PASCO, PATEROS, PATERSON, PESHASTIN, PLYMOUTH, PORT ANGELES, PORT GAMBLE, PORT HADLOCK, PORT LUDLOW, PORT ORCHARD, PORT TOWNSEND, POULSBO, PROSSER, PULLMAN, PUYALLUP, QUILCENE, QUINCY, RAINIER, RAVENSDALE, REARDAN, RENTON, REPUBLIC, RETSIL, RICHLAND, RIDGEFIELD, RITZVILLE, RIVERSIDE, ROCHESTER, ROCK ISLAND, ROSALIA, ROYAL CITY, RYDERWOOD, SAINT JOHN, SAMMAMISH, SEABECK, SEATTLE, SEKIU, SEQUIM, SILVERDALE, SILVERLAKE, SKYKOMISH, SNOHOMISH, SNOQUALMIE, SNOQUALMIE PASS, SOAP LAKE, SOUTH COLBY, SOUTHWORTH, SPRAGUE, STEHEKIN, STEPTOE, STRATFORD, SUQUAMISH, TACOMA, TEKOA, TENINO, THORNTON, TONASKET, TOUTLE, TRACYTON, TWISP, UNIONTOWN, VANCOUVER, WARDEN, WASHTUCNA, WATERVILLE, WAUCONDA, WENATCHEE, WEST RICHLAND, WILBUR, WILSON CREEK, WINTHROP, WOODINVILLE, WOODLAND, YACOLT, YELM

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